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Tuesday, July 17, 2012

50 Stupid Money-Saving Techniques

50 Stupid Money-Saving Techniques
1. Don’t fear leftovers – instead, jazz them up.
2. Go through your clothes – all of them.
3. Brown bag your lunch.
4. Learn how to dress minimally.
5. Ask for help and encouragement from your inner circle.
6. If something’s broken, give a fair shot at repairing it yourself before replacing it or calling a repairman.
7. Keep an idea notebook in your pocket.
8. Invest in a deep freezer.
9. Look for a cheaper place to live.
10. Check out what your town’s parks and recreation board has to offer.
11. Air up your tires.
12. Start a garden. Gardening is an inexpensive hobby if you have a yard.
13. Dig into your community calendar.
14. Take public transportation.
15. Cut your own hair.
16. Carpool.
17. Get a crock pot. A crock pot is perhaps the best deal on earth for reducing cooking costs in a busy family.
18. Pack food before you go on a road trip.
19. Go through your cell phone bill, look for services you don’t use, and ditch them.
20. Consolidate your student loans.
21. When buying a car, go for late model used.
22. Hit the library – hard. Don’t look at a library as just a place to get old books.
23. Use a simple razor to shave.
24. Find daily inspiration for making intelligent moves.
25. Find out about all of the benefits of your job.
26. Make your own items instead of buying them.
27. Encourage your friends to do less expensive activities.
28. Don’t speed. Not only is it inefficient in terms of gasoline usage.
29. Read more. Reading is one of the cheapest – and most beneficial – hobbies around.
30. Buy a smaller house.
31. Drive a different route to work.
32. Always ask for fees to be waived.
33. Don’t overspend on hygiene products.
34. Eat less meat.
35. Use a brutally effective coupon strategy.
36. Air seal your home.
37. Make your own beer or wine. 90. Make sure all your electrical devices are on a surge protector.
38. Get on an automatic debt repayment plan for any student loans you have.
39. Cut down on your vacation spending.
40. Cancel the cable or satellite channels you don’t watch.
41. Exercise more. Go for a walk or a jog each evening, and practice stretching and some light muscle exercise at home.
42. Utilize online bill pay with your bank.
43. Remove your credit card numbers from your online accounts.
44. Try generic brands of items you buy regularly.
45. Do a price comparison – and find a cheaper grocery store.
46. Buy staples in bulk.
47. Connect your entertainment center and/or computer setup to a true smart power strip.
48. Don’t beat yourself up when you make a mistake.
49. Always keep looking ahead.
50. Never give up.

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